Small Business Owners Can Prepare for Disaster With’s ‘Open for Business®’ Program

CLEVELAND (April 15, 2013) –Research indicates 25 percent of small businesses never reopen following a disaster like a hurricane, earthquake or flood. And many of those that do reopen struggle to stay in business.

Thanks to a free program offered by, small business owners can have access to valuable tools and disaster preparedness information that can help keep the doors open following a natural or manmade disaster.

The Open for Business® program is provided to’s clients free of charge.

“Small businesses regularly spend thousands of dollars for the program or hundreds of dollars per hour on consultants to guide them through the disaster planning process,” said Phil Pavarini, Jr., owner of

“You never know when disaster will strike so it’s vital to be prepared. I’m happy to make this useful tool available to my clients at no cost,” Pavarini said.

After running against Incumbent Earle B. Turner for Clerk of Courts in the November 2011election, Pavarini turned his attention to providing exceptional customer service to his insurance clients.

“As a small business owner myself, I want to do all I can to help my clients prosper. Offering the Open for Business® program to my insurance clients is one way I can help safeguard their investments,” Pavarini said.

The Open for Business® program guides small business owners in planning for disaster by asking questions like:

·         Do you know the natural and manmade hazards facing your area?
·         What do you need to stay Open for Business?
·         How would you reach employees and suppliers in an emergency?
·         Are you financially prepared for a disaster?

The Open for Business® program was developed by the Insurance Institute for Business and Home Safety. The IBHS is a non-profit organization which offers information and research about disaster planning on its website by Universal Insurance Co. offers a wide range of insurance products including life, home, auto, watercraft, renters, commercial liability as well as contract bonds for construction trades, public officials, auctioneers, courts, landlords, childcare providers and probate officers. Clients can request a free quote on the website.

The site offers a glossary with definitions of common terminology that’s helpful when purchasing insurance or related products. Customers can also make payments via the site’s secure server and ask questions using a simple submission form.

Headquartered in Parma, Ohio, the agency also has offices in Cleveland.

For more information, please visit or call (216) 374-4500.