Ohio Hair Salon & Stylist E&O Insurance, Indiana Hair Stylist & Salon Liability Insurance
We offer state admitted Stylist Liability Insurance to the entire State of Ohio & Indiana. You don't have to buy unauthorized insurance from a broker in some far away state any longer!
I'm a directly appointed local independent insurance agent with offices in Cleveland, Ohio and serving customers across entire state of Ohio and Indiana. I'm a private investigator by trade, and got started in insurance out of frustration with the industry. Now I help small business owners in specialized areas such as Ohio Hair Stylist Insurance find the best insurance coverage without the membership fees, without broker fees, and without interest, I take the frustration out of insurance. Read about my story at http://www.linkedin.com/in/Pavarini.
• Cosmetologists • Barbers • Booth rentals • Independent contractors • Massage therapists • Tanning salons (including spray-on and airbrush) • Estheticians • Electrologists • Beauty schools • Manicurists
• Must be graduates of an accredited school. • Must meet all/any guidelines for training. • If licensing is required, must be licensed by the jurisdiction in which they operate.
• Acupuncture, Botox, cellulite reduction, laser equipment • Permanent cosmetic services, tattooing, body piercing (other than ear lobe) • Medical advice and services
LIABILITY COVERAGES AVAILABLE
• General Liability available $1,000,000/$3,000,000 occurrence/aggregate. • Premises & Operations • Products & Completed Operations • Personal & Advertising Injury • Professional Liability Coverage • Medical Payments – $10,000 limit, incl students • Damage to Premises Rented to You (Fire Legal) $200,000 limit • Employees & Volunteers as Automatic Insureds • Defense cost outside the limits • Cancer/Long-Term Skin Damage is included at policy limits • Professional License Review - $2,500 per review/$5,000 aggregate • Coverage for Independent Contractors • Employee Benefit Liability limits available up to $1,000,000/$1,000,000.
PROPERTY COVERAGES AVAILABLE
• Covering Buildings & Contents • Special Causes of Loss • Written as RCV; ACV available • Automatic Increase on Building Value at 4% • Equipment Breakdown/malfunction
OTHER COVERAGES AVAILABLE
Business Income • Communicable Disease/Water Borne Pathogen • Computers & Media • Spoilage • Employee Theft Fine Arts • Forgery and Alteration • Money and Securities • Ordinance or Law Coverage
CONTACT US TO APPLY